At Home with Sarah Beeny Autumn 2015 - 61

| REAL MOVERS|

'I WANTE D TO
GO I T A L O N E'
Antonia Kanczula, 38, has just
bought a house in north London

SECOND
TIME BUYER

'My sister and I bought a house together in Wood
Green, north London about a decade ago. At that time,
the prices in that area were pretty reasonable (in London
terms!) and we had a whole house, as opposed to a pokey
flat. It was a renovation project and doing it up was a
brilliant experience. But a few months ago I started to
feel that it was time to get a space of my own.
'In terms of the London market, this was the best time
to make the leap: our house had almost doubled in value
so I had the equity for a deposit and there were great
mortgage deals available.'

Antonia has
big plans for
her place

Take your pick

'The first step was agreeing the value of the house with
my sister and the amount she could pay me (I owned
a third of our house). I was on a fixed-term contract at
work when I first starting looking for a flat, and no high
street lenders would agree to a mortgage when I called

'LONDON PRICES ARE, AS
EVERYONE KNOWS, BEYOND
CRAZY. AREAS I THOUGHT
I COULD AFFORD, RAPIDLY
DRIFTED FAR OUT OF MY REACH'

WORDS: KIA HANSEN | PHOTOGRAPHS: WILL IRELAND

them - so I went through a broker. He was brilliant and
definitely took the stress out of that side of things. This
financial process was relatively pain-free, surprisingly.'

Dreams become reality

'Finding a flat I liked was more difficult. London prices
are, as everyone knows, beyond crazy. Areas I thought
I could afford rapidly drifted far out of my reach. I
toyed with the idea of moving to the outskirts of
London, but in the spring of 2015 I found a great 1930s
one-bedroom maisonette with a garden and lots of
potential, just 15 minutes away from my current house,
situated in upper Edmonton. The vendor was moving
out of the country and wanted a quick sale, so I knew
that I would have to move ultra-fast to secure it.
'As I had no chain, my deposit was ready, and I had
a mortgage agreement in principle, he went with me.
'The sale process was relatively seamless also - apart
from taking far too long. I would say that I was in a good
position as I was able to release the equity from the

house and use up savings so I could get a good deposit
together. However, when you think about it, it's taken me
10 years of hard graft, doing a house up, being frugal
and saving money, to get me to this point, so I feel like
it's been a long road to get here, but worth it.
'I've also got a long road ahead, moving in, and
settling into my first home alone. I've got grand plans
for my new place, including extending and renovating,
which is exciting and scary in equal measures.' >
www.athomemagazine.co.uk NOVEMBER 2015 | 061



At Home with Sarah Beeny Autumn 2015

Table of Contents for the Digital Edition of At Home with Sarah Beeny Autumn 2015

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