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PROMOTION

Protecting
their future
Financial planning for a child with a learning disability

M
 

encap knows that parents or
carers of children with a
learning disability dedicate
their lives to helping them
overcome challenges and reach their full
potential. The charity also knows that
when you're so busy it's easy to forget
about planning for the future, but it's
important to think about how your child
will manage ﬁnancially when, sadly,
you're no longer there.
For parents in this situation, a common
worry is money, especially when it seems
out of your control. Will your child still
receive beneﬁts and how will they cope
with everyday ﬁnances? Mencap can
help put everything in place to minimise
any change in the life you have shaped
for your child. For example, its wills and
trusts service will guide you through the
ﬁrst steps of making arrangements that
will ensure your child's security.

Trusted voice

As the UK's leading learning disability
charity, Mencap is considered a trusted

choice by the 3,000 people who
contact them every year for support
and advice on wills and trusts. This year,
Mencap celebrates its 70th anniversary,
and the charity is as committed as ever

to seeing children with a learning
disability grow up to be equally valued,
listened to and included. This involves
ensuring they have the financial stability
to live life the way they want to.

Why set up a trust?
WHAT Mencap does
All our services support people to
live life as they choose.
Our work includes:
Providing high-quality, flexible
services in areas such as housing,
employment, education and
day-to-day support that allows
people to live as independently
as possible in a place they want
to be.
Providing advice through our
helplines and website.
Campaigning for the changes
that people with a learning
disability want and need.

*

*
*

Mencap knows the joy a parent feels
when a child is thriving and happy. With
the right action now, you can reduce the
impact on them when you're no longer
around. It's common for people with a
learning disability to find handling
finances difficult, which is why the charity
advises parents and carers to make a
will and set up a trust to safeguard any
money you might leave after you have
passed away. An inheritance would cause
many problems for a person with a
learning disability and would leave them
open to unscrupulous individuals, or
it may impact on their eligibility for
means-tested state benefits.
Without a trust, any lump sum your
child inherits from you would be used
by the State to fund living expenses.

AtHomeWithLorraineKelly2016

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